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Insurance companies call for stricter distracted driving laws

Canadian insurance companies are demanding the federal government create stricter distracted driving laws.

Currently, each province approaches distracted driving differently. In Quebec, fines range from $80-100, with four demerit points added to the driver’s license. In comparison, distracted drivers in Prince Edward Island face $500-$1,200 in fines and receive five demerit points.

Insurance companies feel that these penalties are not enough to discourage distracted driving habits. According to Ryan Michel, Allstate Canada CEO, distracted driving accidents are increasing despite programs designed to reward law-abiding motorists.

Because every province now has bans against using handheld devices while driving, we must consider if the laws are tough enough and if people are abiding by them.

One solution may be for provincial governments (who have the authority to regulate driving) to take the lead in getting the message across.

Quebec’s Airbnb regulations: Will homeowners abide?

Although Quebec’s provincial government recently amended its tourist accommodation legislation to regulate people participating in home-sharing, some have doubts on how the law has affected this new service.

Under the law, anyone who advertises rental accommodations for no more than 31 days must purchase at least $2 million of insurance, as well as secure a $250 permit. According to one media source, less than 500 permits have been issued across the province—41 of those in Montreal.

To compare, it is important to note that over 10,000 units are listed on home-sharing websites in Quebec—meaning that renters are not purchasing the necessary insurance.

Users are finding loopholes in the law, making lawmakers realize the need to take a stance against the illegal activity. Because the modifications were only issued five months ago, there is hope that over time compliance will improve.